The loans without BKR reviews remain unprecedentedly popular. Certainly now that the number of mini-loan providers is on the rise again, and the advertising budgets of these parties also seem to be growing again. The way to the mini-loan is being found more and more. A loan without a BKR assessment remains in demand because people with a negative BKR registration nowadays have virtually no options left to obtain a loan in the regular process.
If we were more honest and open about loans, we should not have asked this question. If you had the opportunity to ask someone with a negative registration what it is like to get a loan, we would immediately know the answer to this question. It is virtually impossible nowadays to obtain a loan with a negative BKR registration with a regular bank. Even a loan without BKR testing from credit brokers is no longer possible. If you would need a loan, and you have a negative BKR registration, it is impossible to take out a loan. So on to a loan without BKR testing and registration.
There are a number of providers who do not perform testing and registration with the BKR. The best known of these are the providers of the mini loans. These parties are not affiliated with the BKR and therefore cannot and may not do any testing. In addition, your mini loan is also not registered with the BKR. In addition, you could of course also borrow money privately. In this way you bypass the BKR. Friends or family will not ask you to send the result of your BKR test.
It is not a pleasant comment, but if you have a negative BKR registration, you will be bothered for a long time. A negative BKR registration can be placed if you have two months or more in arrears on a current loan.
The negative BKR registration remains as long as the loan runs. But also afterwards. Even if you have already repaid the loan, this negative registration will still be FIVE! visible for years. A long sentence for an incident. To prevent a negative registration, we recommend that you contact the lender if there is a risk of payment arrears. This is a small effort and can save you a lot of misery. Prevention is and always remains better than cure!